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Economy

On Monday, UK Gilts rallied on news that former Chancellor of the Exchequer Rishi Sunak is the new leader of the Conservative Party. The 10-year yield fell by 31bps while the 2-year yield ended the day 24bps lower – levels that prevailed prior to the…
According to BCA Research’s US Investment Strategy service the biggest banks’ commentary validates their view that a recession has not yet begun and will not begin before late 2023. Except at the lowest end of the income and wealth distributions, consumers…

The midterm election will bring some relief from US policy uncertainty. But this relief will be short-lived unless Republicans win the Senate, which is still too close to call. Global policy uncertainty and geopolitical risk will remain high.

On their third quarter earnings calls, the largest banks indicated that their household and business customers remain in surprisingly robust shape. We interpret their observations as supporting our constructive near-term take on the economy and financial markets.

Retail sales in Canada grew by a stronger-than-expected 0.7% m/m in August, following a 2.2% contraction in the prior month. In particular, food & beverage store sales led the increase, expanding 2.4%. Most encouragingly, sales in volume terms rose by…
The October Fed Beige Book signaled a “modest” rise in economic growth, an improvement from the previous releases’ “unchanged” economic conditions. Notably, travel and tourism rose strongly and manufacturing activity either held steady or expanded in most of…
The October flash release of the European Commission’s Eurozone consumer confidence suggests that household sentiment remains exceptionally weak. Although the index unexpectedly ticked up from -28.8 to -27.6, it remains near September’s record low – beneath…
BCA Research’s Global Investment Strategy & Global Fixed Income Strategy services conclude that on its own, the Fed’s shrinking balance sheet is not likely to lead to an inadvertent “overtightening” in monetary policy. The team revisits the…
Special Report

The Fed’s asset sales are unlikely to lead to an additional outsized impact on long-maturity government bond yields beyond what expectations for the path of the fed funds rate would justify. However, the stance of monetary policy has tightened substantially over the past year, and is set to tighten even further over the coming several months. As such, investors should be focused less on the ostensibly unknown risk from the Fed’s balance sheet reductions and more on the known risk of conventional policy tightening, which is currently quite acute.

Since their early 2021 lows, the 30-year fixed mortgage rate has shot up 435 bps and mortgage applications decreased by 53%. The ensuing reduced affordability has caused new and existing home sales to drop by 25% and 28%, respectively. Similarly, median home…